In order to sign up for On-Demand Pay, you must:

  • Be actively employed by a business that uses Gusto for payroll;

  • Have an active Gusto Spending account1, with Wallet Premium2 activated; and 

  • Currently be set to receive pay via direct deposit


Clair is a financial technology company, not a bank. All Advances are originated by Pathward®, N.A. All Advances are subject to eligibility criteria and application review. Terms and conditions apply.


1The Gusto Spending account is issued by nbkc bank, Member FDIC. Gusto is a payroll services company, not a bank. Banking services provided by nbkc bank, Member FDIC.


2*Your access to Gusto Wallet Premium pricing and features is subject to certain direct deposit eligibility requirements. Go here for more details.