Clair+Gusto Wallet: Getting Started 5

• Who is Pathward®, N.A.?
• Who is Clair?
• Who can sign up for On-Demand Pay?
• What is On-Demand Pay?
• How are my earnings calculated?

Clair+Gusto Wallet: Taking an Advance 7

• When will my advance be deposited into my Gusto Spending account?
• How much of my earned wages can I advance?
• Why do I show $0 available when I know I have completed shifts?
• Can I cancel my advance?
• How close to my paycheck can I take an advance?

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Clair+Gusto Wallet: Repayments 2

• How does repayment work?
• What time zone do all advances update/get repaid?